Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at checkout.gas stations, on up to $6,000 per year, then 1%. online retail purchases, on up to $6,000 per year, then 1%. supermarkets on up to $6,000 per year in purchases, then 1%. Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening.Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.After that, your fee will be 5% of each transfer (minimum $5). There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening.If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
Balance Transfers do not earn cash back.After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness. Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months.Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. To earn cash back, pay at least the minimum due on time.